Pandemic has changed the way we pay. A 2021 McKinsey Global Payments report calls it “Enduring shifts in behaviour”. The pandemic reinforced major shifts in payments behaviour: declining cash usage, migration from in-store to online commerce, adoption of instant payments. 2021 McKinsey Global Payments Report With more consumers moving to

Bank CEOs now 'think themselves as running technology companies, as much as they do about running financial companies' Bill Winters. CEO, Standard Chartered [1] India is going through a Fintech revolution. With the world’s highest adoption rate of 87% [2] and the Government’s support through programs like UPI,

Recent estimates by CRIF report [https://www.crifhighmark.com/media/2362/how-india-lends-fy2021.pdf] that the lending market in India (as of March 2021) grew by 100% to Rs 156.9 lakh crores between FY 2017 and FY 2021. Retail lending portfolio grew by 91%, micro lending by 157%, and commercial